Mobile appdevelopment forLondon businesses.
A senior remote product team for London founders and operators — fintech, retail and professional-services apps built to UK GDPR, with calls and demos inside London working hours.
App development in London.
Kurchu Software Solutions builds iOS, Android and Flutter apps for London businesses from Lahore, Pakistan, four to five hours ahead of the UK. Most London products are fintech, retail or professional-services apps, so UK GDPR, FCA Consumer Duty and Open Banking are planned in from the first sprint, proposals are priced in GBP, and the client owns every line of code.
- City
- London, United Kingdom
- Time zone
- GMT / BST — Calls, demos and stand-ups are booked between 9:00 and 17:00 London time.
- Local rules
- UK GDPR and the Data Protection Act 2018; FCA Consumer Duty for regulated financial products
- Integrations
- Open Banking payments and account data; Stripe, Apple Pay and Google Pay; GoCardless Direct Debit
- Platforms
- iOS (Swift), Android (Kotlin), Flutter, React Native
- Team location
- Lahore, Pakistan — working remotely with clients
Building apps in London.
London is Europe's largest fintech hub and home to the UK's banks, insurers and retail headquarters, so apps built here are often regulated, payment-heavy and judged against polished consumer products from launch day.
Sectors we build for in London
- Fintech, banking and insurtech
- Retail, e-commerce and hospitality
- Property and proptech
- Professional and B2B services
Laws & rules we plan around
- UK GDPR and the Data Protection Act 2018
- FCA Consumer Duty for regulated financial products
- PECR for cookies, push and marketing consent
- The ICO Children's Code for apps likely to be used by under-18s
Payments & integrations
- Open Banking payments and account data
- Stripe, Apple Pay and Google Pay
- GoCardless Direct Debit
- Xero accounting sync
Lahore is 5 hours ahead of London in winter and 4 hours ahead during British Summer Time.
Calls, demos and stand-ups are booked between 9:00 and 17:00 London time.
Official guidanceInformation Commissioner's Office (ICO)Financial Conduct Authority (FCA)
We build to these requirements alongside your legal and compliance advisers — final sign-off on regulatory questions should come from them.
What London businesses ask us to build.
- 01
Open Banking money app
Account aggregation, budgeting and account-to-account payments through an FCA-authorised provider, with strong customer authentication built in.
- 02
Restaurant ordering and loyalty
Order-ahead, table booking and points for multi-site hospitality groups, with Apple Pay checkout in a couple of taps.
- 03
Tenant and lettings app
Viewings, maintenance requests with photos, rent reminders and documents in one place for agents and their tenants.
Questions from teams in London.
Something we haven't covered? Write to info@kurchu.com — a senior person replies within one working day.
Not physically — the team works from Lahore, Pakistan. In winter, 9:00–17:00 in London is 14:00–22:00 in Lahore; during British Summer Time it is 13:00–21:00. Your whole office day sits inside ours, so stand-ups, design reviews and quick questions happen live, and overnight testing means a checked build is often waiting at 9am. Proposals and invoices are in GBP.
Central-London agencies charge some of the highest day rates in the UK. With us, focused MVPs typically start in the mid five figures, while full platforms with several apps and an admin panel run into six. For London fintech, the biggest cost drivers are Open Banking integration, strong customer authentication and the audit trail regulators expect, so we price those as separate line items. You get a fixed GBP price for the first phase after a short discovery call.
Yes. We integrate FCA-authorised Open Banking providers for account data and account-to-account payments rather than connecting to banks directly, which keeps your regulatory scope smaller. Journeys are designed with Consumer Duty in mind: clear pricing, plain-language disclosures, strong customer authentication and full audit trails. Regulatory approval stays with your firm and its compliance advisers.
Also building for the UK.
- GB
Manchester
E-commerce and online fashion retail · Media, broadcasting and digital content · Health and life sciences
GMT / BSTApp development in Manchester - GB
Birmingham
Manufacturing and automotive supply chain · Professional and financial services · Logistics, construction and field service
GMT / BSTApp development in Birmingham - GB
Edinburgh
Asset management, insurance and banking · Fintech, data and AI spin-outs · Tourism, festivals and hospitality
GMT / BSTApp development in Edinburgh - GB
All of the UK
UK GDPR & Data Protection Act 2018
GMT / BSTHow we work in the UK
Let's build the one they keep.
Tell us where you are today — idea, prototype, or existing product — and we'll help define the smartest next step.
info@kurchu.comWhere are you today?
Currently scheduling discovery sprints · Reply within one working day